For Individuals and Business
Many people find themselves with debt that can be overwhelming and leaving them feel that there is nowhere to turn. We do not believe that there is any quick fix when dealing with debt but with the right advice the situation can be made easier bringing control to your finances and a long term goal that will be both cost effected and far less stressful.
Deciding on the right option and looking at the pitfalls and benefits is the key to managing debt. Many firms and organisations will charge you a fee to manage your debt over a period of time and on many occasions many years, but this is often incorrect advice as the debt being managed can and will be still your responsibility, so in effect you can be paying a lot for very little. Because we are not involved with this form of debt management we can offer impartial advice, and therefore the advice that is given is the most appropriate for your specific needs.
We strongly believe when dealing with financial problems that there is no point papering cracks to only appear in the future but to deal with the situation properly at the outset so that both you and your creditors know where they stand.
We do not offer debt management or IVA but impartial advice on the best way forward. We will provide a report after reviewing and discussing with you, your situation to look at the best way to deal with your debt and offer advice on how this can be most effectively dealt with
Fees
We will charge a one off fee of £295 to undertake a full appraisal of your financial position. During the time when the report is being prepared we will listen to your concerns and financial requirements for the future so that this is addressed in our recommendations on how best to deal with your current problems and how to achieve your financial goals in the future.
Our service can and has saved our clients many thousands if not 10’s of thousands of pounds but more importantly can provide not only a clear path and direction to point your finances but also help with the debt problems you are in now and to avoid the emotional and physical stresses and strains that the situation will be putting you under.
Some clients, but not all may well want a degree of ‘hand holding’ after the report is produced. We can discuss an appropriate fee structure after the report has been presented depending on how you wish to proceed. This may include on going advice, debt reduction negotiations and active management of finances to improve your future credit and mortgage requirements.
Why use Bank Complaints Ltd?
Having worked in banking and dealt with client’s debt problems and bank complaints for over 22 years we have developed an extensive knowledge on how best to help our clients with their money worries. In the last 3 years we have saved clients in excess of £8,000,000. You therefore have peace of mind that your finances are being reviewed by a long established firm which has proven success.
Bank Complaints Ltd is regulated by the Ministry of Justice, has a Consumer Credit License to deal with debt and are data controllers registered with the Information Commissioner.
The key to dealing with any financial situation is to understand that the problem is specific to the people directly involved. Therefore advice is specific where we find a completely impartial advice is the only way to deal with client’s debt worries. As such and to offer truly independent advice we do not offer debt management, IVA or make outrageous claims that your debt can be written off due to a technicality.
As a firm we do not receive commissions from those organisations or business where our recommendations may point you. With all work being carried out by Bank Complaints staff at the Bank Complaints office where we can confirm that your information will not be forwarded to any third party other than under specific instruction from yourself.
